I’m not a pro , I have built a couple boards a year for the last 15 years. So this just my amateur opinion.
To me the rail bands are just a means to an end, a way to guage the symmetry of your rails as you progressively remove foam.
A CNC shaping machine doesn’t use rail bands, as the computer file knows exactly the rail it is shaping, and it goes right there. The symmetry is programmed into the computer file.
But a hand shaper, working with hands and eyes, needs a system to assure foam is being removed the same on both sides as he reveals the final rail shape within the rough blank.
Rail bands also assure a smooth sweep of the rail shape, avoiding a bumpy or uneven rail line from nose to tail. So they are just a functional method to accomplish those things.
The key to utilizing rail bands is to have a clear vision of the exact shape you are creating, the foil and flow and distribution of mass, the desired rail shape from front to back. If you have that clear in mind, you can visualize the best rail band configuration to achieve it, and there is no special mystery or difficulty to it. Its just a way to remove foam down to the desired shape, and assure symmetry and flow.
Bottom shapes are generally subtle and the density of the stringer vs foam is the biggest challenge. But its very easy to go too far, or remove a beveled edge. Channels are a whole ‘nuther animal, and best left to experienced shapers. A backyard hack can shape channels, but must proceed with extreme caution. And then glassing will present special challenges as well.
For the backyard hobbyist like me, the biggest challenges are slowing down and keeping everything symmetrical, not overshaping or undershaping any specific part, and making all the parts flow together smoothly into a cohesive whole without lumps bumps or unwanted divots.